"The account now visa is a prepaid debit card. It's a second chance checking account if you can't get one with another bank. Your check is direct deposited to your card. Can use anywhere visa is accepted. Great If you want to stay out of debt."

JoshBerman -Newport Beach, CA

6 Reasons to get an AccountNow Prepaid Account

1.It's Inexpensive.
Instead of paying an average 2.25% to cash your paycheck, deposit your payroll or benefits check to your prepaid account for free with direct deposit. You can also save money when you pay your bills with your AccountNow prepaid account. Avoid money order and postage fees to pay your bills by using our free online bill pay feature.


2.They're Are Fast.
With an AccountNow prepaid account, you have access to your money at all times. Get your online banking done from the comfort of your home, work, or anywhere with internet access. With direct deposit and online bill pay, you can avoid unnecessary trips to the check cashing center and long lines to the bank.


3.They're Convenient.
You can use your AccountNow prepaid card to shop online, pay bills, and purchase goods or services anywhere Debit Visa or MasterCard is accepted. Plus, you can withdraw cash from your prepaid account at over one million ATMs worldwide with the AccountNow prepaid card. Never get stuck at the register searching around for enough change to pay for a purchase again.


4.They're Safer.
It is safer to keep your money on one of our prepaid cards than carrying it around in cash. Unlike cash, your AccountNow prepaid card is protected against unauthorized purchases with Visa's Zero Liability or the MasterCard Zero Liability** coverage. Plus, all AccountNow prepaid accounts are FDIC insured by the federal government to guarantee your money and protect you from the risk of identity theft.


5.They Help You Get Credit.
Build your credit history with AccountNow. Demonstrate your credit worthiness by paying your bills on time with our free online bill pay and we will report your payment history to PRBC®, a national credit reporting agency. You can also build your credit history when you borrow money using our iAdvance Line of Credit, a payday loan alternative. Your timely payments will be reported to the major credit bureaus.


6. They're Friendly.
We have a team of friendly and knowledgeable customer service representatives ready to resolve any questions or concerns you may have regarding your AccountNow prepaid account. Our customer service reps receive an average 8.5 out of 10 rating on “friendliness”, “resolving your issue on the first call” and “satisfaction”.


"Convenient and easy with kind customer service agents..."
Richard - Cerritos, CA


Instant Approval, Guaranteed*
No ChexSystems / Credit Check
Get $25 Bonus with Direct Deposit

Testimonials On The Account Now Service And Benefits





"AccountNow offers a prepaid card to anyone who can't get an account elsewhere!...I went to AccountNow’s website and signed up! It was so easy!" Kevin - Harrisville, UT


Is this a good alternative to carrying cash?


"The AccountNow card has been a great help managing my school funds, paying for classes and books, and giving the convenience of a debit card on a daily basis. I feel safer having the AccountNow debit card instead of cash."Chris - Kent, WA


"I have my social security disability deposited on the AccountNow card and I can use it anywhere debit MasterCard is accepted so I don't have to carry cash."Ryan - Owasso, CA


"AccountNow is the greatest. They offer excellent customer service, lots of deposit options, plus the security of not having a bunch of cash in your pocket... AccountNow has given me my financial freedom back."Sarah - Napa, CA


"Now I can once again shop online or pay my bills over the phone."Christine -Richmond,Va


Customer Testimonials

They have helped many other good people who have been turned away by banks.

Read what other customers say about Account Now and how they help improve their lives.



"I had just got a new job and no bank would give me an account. Then I came across the AccountNow card and my employer was able to activate my direct deposit. I don't know what I would've done without it!" Elise - Los Banos, CA